GEICO is the scum of the earth, and not just for their television commercials. I haven't been able to forgive them since 1998 when they gave me a quote and explained that my rate was high since I lived at that time in a "bad neighborhood" of DC. Other neighborhoods were cheaper, I was told.

Uh, dumb-asses, didn't you think I'd do my homework before I called? The entire District of Columbia has the same insurance rates -- by law.